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Low or No Down Payment Options

Low or No Down Payment Options

Now that you’ve decided to start your new home search, you wonder what loan options may be available without breaking the bank. Whether you are a first time homebuyer or a repeat buyer, FM Lending has the right program to best fit your goals. As a first time...
Steps to Take During the Home Buying Process.

Steps to Take During the Home Buying Process.

Step One Contact your preferred Mortgage Lender and obtain a mortgage preliminary approval before you begin the house search. This will help you learn how much home you can purchase, as well as strengthen your bargaining position with sellers when you go to make an...
Spring in the Triangle Real Estate Market.

Spring in the Triangle Real Estate Market.

Spring has sprung! Baseball players have reported for spring training. Local farmers are harvesting their crop…and the Triangle real estate market is heating up! The Triangle is in the middle of one of the biggest housing booms in years. Many REALTORS® have said the...
Rising Rates are a Good Thing.

Rising Rates are a Good Thing.

Bottom line, do not let rising rates scare your home buyers and sellers away. In fact, rising rates may actually help many of your clients. Rising interest rates generally coincide with an improving economy. When the economy improves, home values appreciate more...
How To Choose the Right Mortgage Lender.

How To Choose the Right Mortgage Lender.

So you are buying a house… Well, let me start by saying, Congratulations! Contrary to my previous life in software sales, one of the things I appreciate about the mortgage business is working with people at one of the happiest times in their lives. Whether my clients...
Home Buying In Johnston County.

Home Buying In Johnston County.

Buying your first home in Johnston County just got easier!  To add to the draw of Johnston County, if you are looking to buy your first home there, you may be eligible for $15,000 in down payment assistance.  The $15,000 can be used for a down payment and to cover...